Negative Credit Record: How Long May Data Be Stored?

credit Negative Credit Record: How Long May Data Be Stored? Ihr externer Datenschutzbeauftragter in Berlin | sofortdatenschutz.de

How long may a credit bureau in Germany store information about a settled payment default? In a ruling with major practical relevance, the Higher Regional Court (OLG) of Munich held: a storage period of three years is, in principle, lawful and appropriate. The decision of April 11, 2025 (Ref. 14 U 3590/24) strengthens the position … Read more

GDPR Right of Access is Not Subject to Statutes of Limitation

gdpr2 GDPR Right of Access is Not Subject to Statutes of Limitation Ihr externer Datenschutzbeauftragter in Berlin | sofortdatenschutz.de

The Chemnitz District Court (AG Chemnitz) ruled on November 22, 2024 – Case No. 16 C 1063/24, that the right of access under Article 15 of the General Data Protection Regulation (GDPR) is not subject to any statute of limitations and can therefore be exercised at any time. This decision is significant for affected individuals as it strengthens their ability to obtain information about the processing of their personal data even after a long period.